These days banks and consumer loan firms are reluctant to provide any short term loans to the working class, only because there have been too many defaults from existing customers. With the unemployment running high at nearly 10% ( the actual unemployment could be over 17% says another independent report ), loan defaults are [...]
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Availing loan and repaying
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We often meet with unforeseen expenditure. And most of the time we run short of money for those expenditure. At those junctures, we avail personal loans from banks or any other financial institutions for a certain rate of interest. We promise to repay the borrowed sum along with interest on a monthly installment basis, by [...]
Borrowing and repaying
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We human beings get easily attracted towards luxurious life. That is why we spend more than we earn. Most of the times we do not have ready cash at our disposal. Those times, we tend to take personal loans from banks. In a manner, the credit card that we use is also a [...]
Saving and investing money
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When we were children, our grandparents or parents would have got us a small piggy bank and give us a penny or two at times and encourage us to save them. We cautiously save every penny and how proud and happy do we feel when the piggy bank gets filled with money. We have been [...]
Why Obama may not harm Goldman Sachs ?
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Obama used to talk very tough against the banking and insurance companies last year when they dished out billions of dollars of bonus payments to few thousand employees. But eventually most of these companies have successfully paid out bonus amounts, despite taking support from US FED on emergency loans.
Now most of these companies have [...]
Get covered
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Getting an insurance cover is more important than ever. In all kinds of areas, it is a must these days to have insurance in place. One never knows when disaster will strike. It is better to be prepared for any of those eventualities than be sorry about it later on.
One of the things that [...]
No cash only plastic money
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Cash is something that we only get to hear. We do not have any necessary to pick up cash . Even for getting vegetables, we go to supermarkets and they accept debit or credit cards. One advantage of this is that you do not have withdraw cash or have the trouble of checking [...]
Know your credit report
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We may need financial assistance sometimes urgently. Those times, we tend to choose any financial institution who approach us and go for a loan. After taking the loan, we find some mismatches on the loan disbursement or repayment details or we might be charged with exorbitant hidden charges. The financial institution may provide us [...]
Find out CD rates in few clicks
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It is always important for people to invest their hard earned money in safe avenues like depositing in scheduled commercial banks or in reputed AAA rated corporations. But it is also important that you get the best of yields for your investments without compromising on the security part.
One of the important product that people [...]
Are you a Student? Save money Now!
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When you are a student, every penny matters. You are hard pressed to meet the academic demands. You are hard pressed to pay the fees and at the same time earn enough to support yourself in terms of boarding and lodging.
In this scenario, how does one buy things? How does one stay if one [...]